Broker Check


How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

On-Going Planning and Investment Management Service

Coordination with CPA and Attorney

Determination of liquidity needs

Evaluation of client's stated financial goals

Formal investment policy statement

Investment diversification plan

Long-term planning and distribution of resources

Manager selection

Quarterly reports, additional unscheduled meetings/reports

Risk Management

Tax basis tracking, tax opportunities

Unlimited telephone and email access

General Financial Advice

Captive Insurance

Cash flow analysis (income and expenses)

Children’s education funding strategies

Evaluation of insurance needs, survivor income analysis

Financing of real estate and personal property purchases

Inheritance and estate planning

Qualified Retirement and Pension Plans, Solo 401(K)

Reposition of portfolios for withdrawal of income

Required minimum distributions from retirement plans

Retirement income strategies

Risk to financial security if disabled or paying for non-covered care

Timing of stock options elections

Wealth transfer issues and concerns

Financial Planning

Asset Allocation

Business Retirement Planning

Education Funding

Estate Planning

Financial Statement and Portfolio Reports

General Analysis and Planning

Insurance Needs Analysis

Retirement Planning and Analysis


FDIC Insured Certificate of Deposits

FDIC Insured Money Market Accounts*

Advisory Accounts

Brokerage Accounts

Government Securities


Mutual Funds





401(k), 403(b) and Profit Sharing Plans

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.  Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable.


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. |  (702) 357-3022