Solving the Retirement Income Challenge
Time-Segmented Investing: Secure Retirement, Inflation-Proof Income
TIMC employs the Advanced Time Segmentation investment strategy to provide the security you want to live comfortably in your retirement and keep up with inflation. Our unique approach matches your retirement income requirements with distinct time-segmented investments along a pre-determined timeline, providing near-term income as well as long-term growth.
Advanced Time Segmentation® (ATS) is a unique strategy that matches retirement income needs to time-segmented investments. The ATS approach aims to help you work towards generating more income stability through different periods of your life and throughout retirement.
The Investment Timeline
ATS matches income needs with distinct investments over time, providing secure near-term payouts and long-term growth to outpace inflation.
How Does ATS work?
The ATS principle enables us to create multipurpose strategies that aim to work towards fulfilling your financial legacy. We mathematically calculate your risk and organize retirement assets into three distinct timelines, referred to as segments.
Each segment is characterized by the anticipated time horizon in retirement when the assets are expected to generate income. Choosing to supplement income needs through the first two segments allows the third segment the time it needs for potential growth.

Optimizing Income Potential with Time Segmentation
ATS works by allocating assets into distinct investment options based on when each one will reach optimal income potential, allowing the asset to grow over time. Using this approach, retirees have confidence that their short- and long-term income needs can be met.
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